Job Description - Underwriter Temp

Underwriter Temp

Department: Credit

Reports to: VP – Underwriter Manager

 

Essential Duties and Responsibilities:

· Underwrite loans ranging from $50M to $1.5MM to business & non-profit organizations. Types of loans include working capital facilities, term loans and commercial mortgages

· Ability to review financial statements, tax returns and cash flow projections as well as prepare financial spread analysis

· Prepare annual reviews, renewals, modifications, risk rating evaluations and extensions for existing loan portfolio

· Engage in client meetings and conduct site visits

· Provide information for monthly loan reporting

· Ensure all documentation and work product maintained in credit files

 

Skills needed:

· Strong underwriting skills and ability to independently understand and communicate complex credit issues and analyze credit risks.

· Proficiency and experience in analyzing financials and reviewing credit quality for business and non-profit loans.

· Ability to communicate clearly and professionally with business clients from various backgrounds and industries

· Excellent presentation, verbal and written communication skills

· Ability to identify cross-sell opportunities for retail bank

 

Preferred Background/Experience

· Bachelors Degree with an equivalent of 3-5 years of experience in an underwriting, credit analysis or lender/relationship manager role.

· Well developed analytical and problem solving skills

· Excellent written & verbal communication and organizational skills

· Knowledge of bank products and services

· Strong knowledge of Microsoft Office products